Data Scientist AI Research & Innovation

TransUnion's Job Applicant Privacy Notice Personal Information We Collect Your Privacy Choices Team Overview This role reports directly to Senior Manager, Data Science & Analytics within the AI R&D organization. This team is responsible for evaluating, developing and advancing next-generation AI capabilities that can create strategic advantage for TransUnion and its customers by engaging with TransUnion’s internal clients across a broad array of credit, fraud, insurance and marketing business applications. You’ll join a team that encourages curiosity, innovation, and scientific exploration with access to large-scale consumer, marketing, fraud, and risk datasets for applied AI research and opportunities to shape the future direction of AI-powered products and solutions across TransUnion's businesses. The team has access to Modern cloud-based computing environments and state-of-the-art AI infrastructure for experimentation and rapid prototyping. This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week. Role Overview and Core Responsibilities • Design and develop AI-powered automation solutions for enterprise workflows and business processes. • Design knowledge management, semantic search, and retrieval systems. • Drive innovation in areas such as: neuro-symbolic AI, reasoning systems, knowledge-enhanced machine learning, agentic AI, causal AI, explainable AI, human-AI collaboration. • Design, build, and evaluate proof-of-concepts that demonstrate the value of emerging AI technologies within TransUnion's products and services. • Create repeatable frameworks for assessing AI capabilities, limitations, risks, and business impact. • Collaborate with engineering teams to transition successful research concepts into production-ready solutions. • Represent TransUnion through publications and patents. Required Knowledge and Experiences • Master's or PhD degree in Computer Science, Artificial Intelligence, Machine Learning, Cognitive Science, Data Science, Applied Mathematics, Engineering, Operations Research, or a closely related quantitative discipline • 8+ years of professional experience in Classical AI, machine learning, knowledge representation via ontology, knowledge graphs • Strong foundation in one or more of the following areas: • Graph neural networks • Automated reasoning systems • Search and planning algorithms • Causal inference and causal modeling • Probabilistic graphical models • Explainable and trustworthy AI • Advanced programming skills in Python and familiarity with modern AI development frameworks • Familiarity with consumer data, fraud detection, financial services, risk analytics, identity, or marketing applications Preferred skills: • Agentic Workflows • Multi-Agent Systems • Tool Calling • Retrieval-Augmented Generation (RAG) • Knowledge Graphs • Vector Search • Natural Language Processing (NLP) • Text Classification Benefits that support every part of your life: At TransUnion, we design benefits to help you feel well, do well, and plan well—from day one. For Your Health : Enjoy day-one eligibility for medical, dental, and vision coverage, plus supplemental plan options. Spousal, domestic partner, and other eligible dependent coverage is available on select plans. Choose tax‑advantaged HSA and FSA accounts to make everyday care more affordable. For Your Protection : We’ve got your back with company‑paid basic life and AD&D, optional voluntary life and AD&D for you and your family, and short‑ and long‑term disability. You can also opt into a legal plan, pet insurance, and travel accident coverage. For Your Family : From adoption assistance and fertility planning coverage to caregiver support, we’re here for every chapter. Access Dependent Care FSA for possibility of an employer match, a complimentary Care@Work membership, and up to 12 weeks of paid parental leave with eligibility for a thoughtful, gradual return. For Your Future : Build toward what’s next with our 401(k) with employer match and Employee Stock Purchase Plan (ESPP). Tap financial wellness resources, career coaching, and optional long‑term care insurance to plan confidently. For You : Grow and recharge with tuition reimbursement, flexible time off for exempt employees or paid time off for nonexempt employees, up to 12 paid holidays per year, commuter benefits, employee discounts, charitable gift matching, and paid volunteer time off, plus corporate volunteer events that make it easy to give back. For Your Wellness : Access 24/7 support including professional therapy, coaching, and emotional well‑being programs alongside guided meditation and resources that support physical, mental, social, and financial wellness. We are committed to being a place where diversity is not only present, it is embraced. As an equal opportunity employer, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability status, veteran status, genetic information, marital status, citizenship status, sexual orientation, gender identity or any other characteristic protected by law. Additionally, in accordance with Section 503 of the Rehabilitation Act of 1973 and the Vietnam Era Veterans’ Readjustment Assistance Act of 1974, TransUnion takes affirmative action to employ and advance in employment qualified individuals with a disability and protected veterans in all levels of employment and develops annual affirmative action plans. Components of TransUnion’s Affirmative Action Program for individuals with disabilities and protected veterans are available for review to any associate or applicant for employment upon request by contacting ERCoE@transunion.com . Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable law, including the Los Angeles County Fai