Financial Operations Analyst

About Lendable Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start: • One of the UK’s most exciting unicorns with a team of over 800 people • Among the fastest-growing tech companies in the UK • Profitable since 2017 • Backed by top investors including Balderton Capital and Goldman Sachs • Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot ) So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to • Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1 • Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions • Build the best technology in-house : we use new data sources, machine learning and AI to make machines do the heavy lifting About the role We’re looking for a detail-oriented and proactive Financial Operations Executive to join our growing Financial Operations team at Lendable. Reporting directly to the Financial Operations Manager, you’ll play a critical role in ensuring the accurate and timely processing of financial transactions, maintaining liquidity across our platform, and supporting the smooth running of our products. This is an excellent opportunity to gain broad exposure across financial operations in a fast-paced, technology-driven environment, working closely with teams across the business and contributing directly to Lendable’s continued growth. What you’ll do • Support financial reconciliations across our products and banking partners, helping ensure transactions are accurately recorded and any discrepancies are investigated and resolved. • Assist with banking and payment operations , including the preparation and processing of financial transactions while maintaining appropriate controls. • Support cash and liquidity management, helping monitor balances, identify funding requirements and ensure the smooth movement of funds. • Work collaboratively with internal teams to resolve operational issues, improve existing processes and support wider business objectives. • Support the ongoing financial operations of our products, carrying out relevant checks, calculations and other activities to ensure they continue to operate effectively. • Contribute to wider team initiatives and projects, including process improvements, analysis and other operational or administrative activities as required. The Financial Operations team is a small, collaborative and trusted team with a broad range of responsibilities that impact the wider business. As part of the team, you will work on all products and collaborate across different departments, gaining invaluable experience with growth potential. What do you need to succeed in this role: • 2+ years of experience in Finance, or similar role, preferably in a fintech or financial services environment. An accounting or analytical qualification is preferred but not required. • Hands-on experience with reconciliations (bank, cash, payments, collections, or similar) • Familiarity with executing payments / bank transfers and working with multiple bank accounts • Ability to work to daily deadlines in a time-sensitive environment • Proven track record of improving processes and delivering required outcomes. • Efficient with a high level of attention to detail and accuracy is essential. • Strong organisational skills are needed, with the ability to prioritise tasks and meet deadlines. • Capability to work self-sufficiently to identify issues and further streamline workflows. • Great communication skills, with the ability to work collaboratively with other members of the finance team and across the wider business.You ’ll be energetic, and motivated and have a proactive approach with the ability to problem solve. • Proficient in Microsoft Excel and G-Suite (including Sheets). Nice-to-haves Experience & domain • Previous experience in Finance, or similar role. • Experience in fintech, lending, payments, or financial services • Exposure to consumer credit products or loan servicing • Previous work with multiple banking partners or payment rails • Experience supporting product launches or live product maintenance Technical skills • Advanced Excel / Google Sheets (e.g. lookups, pivot tables) • Experience with SQL, BI tools, or data platforms • Familiarity with automation tools or process improvement initiatives • Relevant exposure to AI tooling including ChatGPT, Claude, Gemini, CoPilot etc. The interview process • 15 min: online cognitive assessment that assess your critical thinking, problem solving and mathematical capabilities • 90 min: Timed Case Study Task - to be completed at a time of your choosing • 20 min: Screening call with the Talent Team • 45 min: Final stage in person interview with the Finance Operations team and VP of Finance Life at Lendable • Winning team: the opportunity to scale up one of the world’s most successful fintech companies • Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites • Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls • Health coverage: support for your physical and mental wellbeing, including private health c