Senior Data Analyst, Risk

About the team Turo is looking for a Senior Data Analyst to join our Analytics team in San Francisco, partnering directly with the Risk team. In this role, you'll turn data into the insights and models that help Turo grow profitably while keeping the marketplace safe. You will bring strong analytical rigor and commercial judgment to evaluate risk and revenue trade-offs, shape pricing and policy decisions, and guide how we protect hosts, guests, and the business. What you will do • Lead High-Impact Analysis: Take on the Risk team's most important business questions and drive them from initial hypothesis to concrete recommendation. You'll dig into complex data, isolate what matters, and deliver clear takeaways that guide business decisions. • Drive Experimentation: Partner with Product and Risk teams to design, run, and analyze A/B tests. You'll measure the true impact of pricing, policy, and product changes on revenue, conversion, and losses, and help shape a testing roadmap focused on the highest-upside opportunities. • Model Pricing & Policy Trade-offs: Build models that size the impact of changes to protection plans, fees, and risk policies before they launch. You'll quantify the balance between growth, revenue, and cost so leaders can make confident calls. • Monitor Risk & Loss Performance: Own the key risk metrics across areas like fraud, chargebacks, bad debt, and claims costs. You'll investigate shifts and anomalies, explain what is driving them, and recommend next steps. • Shape Risk Data Infrastructure: Partner with Engineering, Data Science, and Product teams to define data requirements and build the pipelines and dashboards that scale risk reporting. • Communicate Insights & Align Teams: Translate technical analysis into straightforward recommendations for leadership. You'll partner across Risk, Trust and Safety, Payments, Finance, and Operations so everyone is aligned on how we measure risk and profitability. Your profile • 4+ years in product, data, or risk analytics, ideally in tech, fintech, insurance, or a two-sided marketplace. • Experimentation track record: Hands-on experience designing, running, and analyzing A/B tests. • Risk & loss analytics: Experience analyzing areas like fraud, chargebacks, claims, bad debt, or trust and safety is a strong plus. • Pricing & modeling: Experience building pricing, revenue, or cost models to size the business impact of a change. • Commercial impact: Proven ability to weigh revenue against cost and losses, and translate those trade-offs into business action. • Technical toolkit: Strong SQL and experience building clear, functional dashboards in BI tools. Python for data analysis is a strong plus. • Analytical judgment: You do not just pull data. You connect your findings directly to business decisions and risk strategy. • Ownership: You take end-to-end accountability for your projects, move work forward without needing a strict checklist, and follow through until the business takes action. • Communication: Ability to clearly explain complex data, methodologies, and trade-offs to cross-functional partners and leadership. • AI fluency: Hands-on experience using AI tools to accelerate coding, automate analysis, and work more efficiently. For this role, the target base salary range in San Francisco is $146,000–$182,000 annually. This role is also eligible for equity and benefits. In general, our ranges reflect the market-based target for new hire salaries based on the level and location of the role. Within the range, individual pay is determined by objective factors assessed during the application and interview process, such as job-related skills, experience, and relevant education or training. We encourage you to talk with your recruiter to learn more about the total compensation and benefits available for this role. Turo highly values having employees working in-office to foster a collaborative work environment and company culture. This is central to how we work, and this role will be subject to our current in-office hybrid schedule that requires Turists to work in the office three days per week on Mondays, Wednesdays, and Thursdays. We expect that employees will meet these required in-office days consistently as part of their role. Your recruiter can share more information about this requirement and the in-office perks Turo offers. #LI-NR1 #LI-Hybrid Turo Recruiting Scam Alert: We’ve learned that there are scammers targeting job candidates by impersonating Turo and its employees. We ask candidates to be careful of fraudulent job postings or suspicious recruiting activity during their job search, especially if they’re contacted through unofficial channels (such as Instagram, Telegram, MS Teams, etc.). In general, Turo interacts with candidates through our Careers page and via turo.com email addresses, and we don’t ask candidates for sensitive financial or personal info or request money as part of the hiring process (so an application fee or equipment costs). If candidates are not sure whether they’re dealing with an impersonator, they can contact Turo’s Recruiting Team at recruit@turo.com . Candidates can also report suspicious activity to the FTC or other appropriate authorities. Turo AI Policy: Turo may use AI-enabled tools to support our recruiting operations, including gathering information from candidates, drafting communications, helping with interview note-taking and assessment, and so on. These tools only supplement our team; all decisions to advance or hire candidates are made by Turo employees. While we welcome candidates to use AI-enabled tools to help prepare for their interviews, the use of such tools, including any AI chatbots or note-takers, is not permitted during live interviews or technical assessments. We want to see how you consider and solve problems in real-time, so interviews and assessments are all you (unless we indicate otherwise and ask you specifically to use an AI-enabled tool to answer a questi